Compliance
Legal & Disclaimer
Important legal information, terms of service, privacy policy, and disclaimers governing the use of PI DELTA's investment advisory services.
Investment Risks
All investments carry risk of loss. Carefully consider your investment objectives and risk tolerance before investing.
Regulatory Status
PI DELTA is registered with SEBI as an Investment Adviser (INA000020721) and with AMFI as a Mutual Fund Distributor (ARN 346875). Registration does not guarantee performance or returns.
Compensation Disclosure
Advisory fees and distribution commissions are disclosed to clients in accordance with applicable SEBI and AMFI regulations and guidelines, as amended from time to time.
Conflict of Interest
Conflicts of interest arising from concurrent advisory and distribution activities are managed in line with applicable SEBI and AMFI regulations and guidelines, as amended from time to time, including the SIDD segregation framework.
Terms of Service
Acceptance of Terms
By engaging PI DELTA's investment advisory services, you agree to be bound by these terms and conditions. These terms constitute a legally binding agreement between you and PI DELTA.
Service Description
PI DELTA provides investment advisory services (including asset allocation advice and investment research) under its SEBI Investment Adviser registration, and mutual fund distribution services under its AMFI Mutual Fund Distributor registration. The applicable service arm for each client is determined at onboarding. We do not provide tax, legal, or accounting advice unless specifically stated.
Client Obligations
Clients must provide accurate and complete financial information, maintain adequate communication, and make final investment decisions based on their own judgment after considering our advice.
Trade Execution
PI DELTA does not execute trades on behalf of clients. All investment decisions are executed by the client through their own broker/demat account.
Modification of Terms
PI DELTA reserves the right to modify these terms with 30 days written notice to clients. Continued use of our services after such modifications constitutes acceptance of the new terms.
Privacy Policy
Information Collection
We collect personal and financial information necessary to provide investment advisory services, including but not limited to income details, investment objectives, risk tolerance, and portfolio information.
Information Use
Your information is used solely for providing investment advisory services, regulatory compliance, and improving our service quality. We do not sell or share your information with third parties except as required by law.
Data Security
We implement industry-standard security measures to protect your personal and financial information. All data is encrypted and stored securely with restricted access.
Information Retention
We retain client information for the period required by SEBI regulations and applicable laws. Upon termination of services, information is retained for regulatory compliance purposes.
Data Protection Compliance
PI DELTA complies with the Digital Personal Data Protection Act, 2023 (DPDP Act). Clients have the right to access, correct, and request erasure of their personal data as provided under applicable law.
Investment Disclaimers
Market Risk Disclosure
All investments in securities markets are subject to market risks. The value of investments can fluctuate based on market conditions, economic factors, and company-specific events.
Performance Disclaimer
Past performance is not indicative of future results. We do not guarantee any specific returns or investment outcomes. All investment decisions carry inherent risks.
Suitability of Advice
Our investment advice is based on information provided by clients and our analysis. Clients should ensure that our recommendations are suitable for their financial situation and objectives.
Third-Party Information
We may use third-party research and information in our analysis. While we believe such information to be reliable, we do not guarantee its accuracy or completeness.
Regulatory Compliance
SEBI & AMFI Registration
PI DELTA is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser (INA000020721) under the SEBI (Investment Advisers) Regulations, 2013, and with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor (ARN 346875) in accordance with applicable AMFI regulations and guidelines, as amended from time to time.
Compliance Framework
We maintain a comprehensive compliance framework to ensure adherence to all applicable laws, regulations, and industry standards governing investment advisory services.
Regulatory Reporting
We comply with all regulatory reporting requirements and maintain detailed records of client interactions, investment advice, and portfolio performance as required by SEBI.
Code of Conduct
All employees and associates of PI DELTA adhere to a strict code of conduct that emphasizes integrity, professionalism, and client-first approach in all dealings.
Risk Awareness
Detailed Risk Disclosures
Important information about various types of investment risks
Market Risk
The risk that the value of investments will fluctuate due to changes in market conditions, economic factors, and investor sentiment.
Credit Risk
The risk that the issuer of a debt security may default on interest payments or principal repayment, leading to losses.
Liquidity Risk
The risk that an investment cannot be sold quickly enough to prevent or minimize a loss, especially in volatile markets.
Interest Rate Risk
The risk that changes in interest rates will adversely affect the value of fixed-income investments and interest-sensitive securities.
Currency Risk
For international investments, the risk that currency exchange rate fluctuations will affect the value of investments.
Concentration Risk
The risk associated with having a large portion of investments in a single security, sector, or geographic region.
Inflation Risk
The risk that inflation will erode the purchasing power of investment returns over time.
Regulatory Risk
The risk that changes in laws, regulations, or government policies will adversely affect investment values.
Operational Risk
The risk of loss resulting from inadequate or failed internal processes, systems, or external events.
Liability
Limitation of Liability
General Limitation: PI DELTA's liability for any claims, losses, or damages arising from or related to our investment advisory services shall be limited to the amount of advisory fees paid by the client in the 12 months preceding the claim.
No Consequential Damages: In no event shall PI DELTA be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, business interruption, or loss of business opportunities.
Investment Performance: PI DELTA shall not be liable for investment losses resulting from market conditions, economic factors, or other circumstances beyond our reasonable control, provided our advice was given in good faith and in accordance with professional standards.
Third-Party Actions: We are not responsible for the actions or omissions of third parties, including but not limited to brokers, custodians, fund managers, or other service providers recommended by us.
Force Majeure: PI DELTA shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.
Jurisdiction
Governing Law & Jurisdiction
These terms and conditions and all disputes arising from or related to our services shall be governed by the laws of India and the regulations of the Securities and Exchange Board of India (SEBI).
Any disputes that cannot be resolved through our internal grievance mechanism shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.
Clients agree to first attempt resolution through our grievance redressal process before pursuing legal remedies.
Legal Compliance
All our operations are conducted in strict compliance with Indian laws and SEBI regulations.
These terms and disclaimers are subject to change. Clients will be notified of any material changes.
Get In Touch
Questions About Legal Terms?
If you have any questions about these legal terms or need clarification on any aspect of our service agreement, please contact us.