Planning Tool

Retirement Calculator

Age & Timeline

Current Age
yr
18 yr70 yr
Retirement Age
yr
31 yr80 yr
Life Expectancy
yr
61 yr100 yr

Current Finances

Monthly Household Expenses
₹10K₹5L
Existing Retirement Savings
₹0₹5Cr

Rate Assumptions

Expected Inflation Rate
%
2%12%
Pre-Retirement Return
%
4%18%
Post-Retirement Return
%
3%12%

Corpus is calculated as the present value of inflation-adjusted annual expenses over the retirement period, discounted at the post-retirement return rate. Pre-retirement accumulation uses monthly compounding. Results are illustrative only and not a guarantee of outcomes.

30

Years to Retire

25 yr

Retirement Duration

60

Retire at Age

Retirement Corpus Required

₹ 7,21,01,492

To sustain ₹ 2,87,175/month at retirement for 25 years

Required Monthly SIP

₹ 20,426

Savings at Retirement

₹ 0

Corpus Gap

₹ 7,21,01,492

0% of required corpus covered by existing savings

Corpus Accumulation

New monthly SIP

Common Questions

Questions & Answers

Next Step

Ready to build your retirement plan?

This tool gives you a directional estimate. A SEBI-registered adviser helps stress-test assumptions, optimise for taxes (NPS, PPF, ELSS), and build a plan that accounts for health, longevity, and market risk.